Ontario property tax estimator
Estimate annual residential property tax using a source-checked municipal rate or the residential total rate and year from your current tax bill.
Source-checked rates calculate automatically. Other towns need a rate from your tax bill.
Enter a percentage, not a decimal fraction. Accepted input range: 0.1% to 5%, with a year from 2000 to 2100. These are input bounds, not tax rules.
Choose a source-checked town or enter the residential total rate and year from your current tax bill.
Property tax by municipality
7 rates are source-checked for 2026. Other entries retain prior dataset figures and year labels, without automatic estimates. 370 municipality and tax-area records.
How Ontario property tax works
Every Ontario municipality sets a residential tax rate each year to fund its budget, and the province adds an education rate. Your annual bill is your MPAC assessed value multiplied by that combined rate. Two similar homes can pay very different amounts on opposite sides of a municipal line, which is why the rate, not just the home price, is worth knowing before you buy.
Estimates only, for the residential class. Existing dataset figures retain their original year labels. Only entries marked source-checked are verified against direct municipal sources. All other rates and year labels are unverified reference figures, not current estimates. Confirm your current rate with your municipality and your assessment with MPAC. Direct municipal rate sources are linked on source-checked entries. Other rows retain their original source labels without direct-source verification.
Property tax questions
How is property tax calculated in Ontario?
Your municipality sets a residential tax rate each year, and the province sets an education rate. Your annual tax is your MPAC assessed value multiplied by the combined (total) residential rate. This tool uses that total rate.
What is my assessed value?
It is the value the Municipal Property Assessment Corporation (MPAC) assigns to your home, which can differ from the market price. You can find it on your assessment notice or your tax bill.
How accurate is the estimate?
This is an estimate for the residential class. Only entries marked source-checked use a rate verified against a direct municipal source. For other towns, enter the residential total rate and year from your current tax bill. Property class, local charges, credits, or adjustments may change the bill.
Why does a similar home in another town have a different estimate?
Municipal residential rates differ, and a final bill can also include property-specific charges, credits, and adjustments. Compare source-checked rates or enter the rate from each current bill.